Tag Archives: life insurance

New Study Reveals Wide Chasm Between Life Insurance Coverage And Common Financial Goals For Millions Of Americans

First-Ever “Life Insurance Gap” Study Finds That Many Americans Have Just Half the Life Insurance Protection They Need to Meet Their Own Self-Described Financial Objectives With Only About 4 Years’ Worth of Coverage in the Event of Breadwinner’s Death, Family … Continue reading

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Joe the Plumber – portrait of a small business owner

Joe the Plumber has been etched, even if temporarily, into the minds of millions of Americans who watched last night’s Presidential Debate.  Little did he know that his encounter/exchange with Barack Obama would thrust him into the limelight.  I’m sure … Continue reading

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6 Unique Benefits of Life Insurance Policies

No other single financial product delivers all of the benefits of life insurance to the American taxpayer.  Following are some of the biggest draws to life insurance that hold true for no other financial product, according to AXA Equitable: Prudent … Continue reading

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Gender gap exists in life insurance coverage

Despite heightened financial concerns for their families’ futures, working women are less likely than men to have adequate life insurance coveage.  The sixth annual MetLife Study of Employee Benefits Trends reveals that, in general, female employees who have life insurance … Continue reading

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Business Continuation Strategies

Here are 4 Business Continuation Strategies for Chattanooga business owners to seriously consider: Individual Life Insurance  – Many small business owners take out loans to help grow their businesses, and often secure these loans with personal assets.  Purchasing individual life … Continue reading

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Life Insurance Q & A

>>Do I need It?   If someone would suffer financially at your death, you need life insurance.  Whether you are a bread-winner or a stay-at-home parent, you perform valuable functions that would be expensive to replace. >>How Much Do I Need?  Most … Continue reading

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Who needs life insurance?

If someone will suffer financially when you die, chances are you need life insurance. Life insurance provides cash to your family after your death. This cash (known as the death benefit) replaces your income and can help your family meet … Continue reading

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September is Life Insurance Awareness Month

Life Insurance is a financial tool that protects against the risk that a person will die too soon and be unable to fulfill obligations to loved ones. A life insurance policy guarantees that a designated amount of money will be … Continue reading

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Lowdown on Life Insurance Medical Exams

There are three main ways a new life insurance policy is priced: Underwritten policies are those where you answer questions on your personal and family medical history and undergo a medical exam arranged by the insurance company; a simplified issue … Continue reading

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Get Value from Your Life Insurance…Without Dying

Have you ever thought it would be nice to enjoy the benefits of a life insurance policy before the insured’s death? Sometimes, these insurance policies are no longer needed. Perhaps you bought a whole life policy twenty years ago to … Continue reading

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